*{box-sizing:border-box;margin:0;padding:0}body{font-family:'Segoe UI',-apple-system,BlinkMacSystemFont,Roboto,sans-serif;color:#1f2937;line-height:1.7;background:#fff}
:root{--ink:#1f2937;--muted:#5b7c76;--teal:#0f766e;--teal2:#0d9488;--blue:#0f766e;--blue2:#0d9488;--amber:#f59e0b;--bg:#ecfdf5;--line:#d7e7e3;--soft:#f3faf8;--hot:#fff8e6}
.wrap{max-width:840px;margin:0 auto;padding:0 24px}a{color:var(--blue2)}
header.nav{border-bottom:1px solid var(--line);position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(6px);z-index:20}
header.nav .wrap{display:flex;align-items:center;gap:20px;padding:12px 24px}.logo svg{height:40px;display:block}
nav.m{flex:1;display:flex;gap:18px;justify-content:center}nav.m a{color:var(--ink);text-decoration:none;font-weight:600;font-size:.9rem}nav.m a:hover{color:var(--blue2)}
.cta{background:#FFCC00;color:#1a1a2e;text-decoration:none;font-weight:800;padding:10px 18px;border-radius:9px;font-size:.88rem;white-space:nowrap;box-shadow:0 0 22px rgba(255,204,0,.6);transition:all .15s}.cta:hover{background:#FFD60A;box-shadow:0 0 32px rgba(255,204,0,.9)}
.crumbs{font-size:.82rem;color:var(--muted);padding:18px 0 0}.crumbs a{color:var(--muted);text-decoration:none}
.badges{margin:14px 0 0;display:flex;gap:8px;flex-wrap:wrap}.badge{font-size:.74rem;font-weight:700;padding:4px 10px;border-radius:999px;background:var(--bg);color:var(--blue2)}.badge.amber{background:#fef3c7;color:#92400e}
h1{font-size:2rem;font-weight:800;line-height:1.18;letter-spacing:-.5px;margin:12px 0 6px;color:#0b1220}.lede{color:var(--muted);font-size:1.05rem;margin:0 0 14px}
h2{font-size:1.4rem;font-weight:700;margin:2.4rem 0 .8rem;color:var(--blue);border-left:4px solid var(--amber);padding-left:12px;scroll-margin-top:80px}
h3{font-size:1.08rem;font-weight:700;margin:1.3rem 0 .4rem}p{margin:.7rem 0}ul,ol{margin:.6rem 0 .6rem 1.3rem}li{margin:.35rem 0}
.answer{background:linear-gradient(135deg,#eff6ff,#fef9ec);border:1px solid #dbeafe;border-radius:14px;padding:20px 22px;margin:8px 0}.answer .l{font-size:.72rem;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;color:var(--blue);margin-bottom:6px}.answer p{font-size:1.06rem;margin:0;font-weight:500}
.editorial-note{background:var(--soft);border:1px solid var(--line);border-left:4px solid var(--blue);border-radius:8px;padding:12px 16px;margin:1.2rem 0;font-size:.9rem;color:#475569}
.toc{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:16px 22px;margin:1.5rem 0}.toc b{display:block;font-size:.76rem;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin-bottom:8px}.toc ol{margin:0 0 0 1.1rem;columns:2;font-size:.92rem}.toc a{color:var(--blue2);text-decoration:none}
table{width:100%;border-collapse:collapse;margin:1rem 0;font-size:.93rem}th{background:var(--blue);color:#fff;text-align:left;padding:.6rem .7rem}td{padding:.6rem .7rem;border-bottom:1px solid var(--line);vertical-align:top}tr:nth-child(even) td{background:var(--soft)}
.veille{background:var(--hot);border:1px solid var(--amber);border-left:5px solid var(--amber);border-radius:10px;padding:16px 18px;margin:1.2rem 0}.veille .t{display:inline-block;background:var(--amber);color:#3a2e00;font-size:.7rem;font-weight:800;letter-spacing:1px;text-transform:uppercase;padding:3px 9px;border-radius:6px;margin-bottom:8px}.veille .d{color:#8a6d00;font-size:.82rem;font-weight:600}
details{border:1px solid var(--line);border-radius:10px;padding:0 16px;margin:.5rem 0;background:var(--soft)}details summary{cursor:pointer;font-weight:600;padding:14px 0;list-style:none}details summary::-webkit-details-marker{display:none}details[open] summary{border-bottom:1px solid var(--line)}details p{padding-bottom:14px}
.cta-box{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;border-radius:16px;padding:30px 26px;margin:2.6rem 0;text-align:center}.cta-box h3{color:#fff;font-size:1.3rem;margin:0 0 6px}.cta-box p{color:#c7d2fe;margin:0 0 16px}
.cta-box a{display:inline-block;background:#FFCC00;color:#1a1a2e;text-decoration:none;font-weight:800;padding:14px 30px;border-radius:10px;box-shadow:0 0 26px rgba(255,204,0,.7);transition:all .15s}.cta-box a:hover{background:#FFD60A;box-shadow:0 0 38px rgba(255,204,0,.95)}
.related a{display:inline-block;margin:4px 8px 4px 0;padding:8px 13px;border:1px solid var(--line);border-radius:8px;color:var(--blue2);text-decoration:none;font-size:.9rem;font-weight:600}
.note{font-size:.82rem;color:var(--muted)}footer{background:#0b1530;color:#9fb3d1;margin-top:3rem;padding:30px 0;font-size:.86rem}footer .wrap{display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px}footer a{color:#9fb3d1}
.sources{font-size:.8rem;color:var(--muted);margin-top:1.6rem;border-top:1px dashed var(--line);padding-top:1rem}
.hubnav{background:var(--soft);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.hubnav .wrap{display:flex;gap:20px;padding:12px 24px;overflow-x:auto;scrollbar-width:none}.hubnav .wrap::-webkit-scrollbar{display:none}.hubnav a{white-space:nowrap;color:var(--teal);text-decoration:none;font-weight:600;font-size:.86rem}.hubnav a:hover{color:var(--teal2)}
.aff-banner{background:#fffbeb;border:1px solid var(--amber);border-left:5px solid var(--amber);border-radius:10px;padding:11px 16px;margin:16px 0 4px;font-size:.84rem;color:#7a5b00}.aff-banner strong{color:#5b4300}
.steps{counter-reset:st;list-style:none;margin:.8rem 0 .8rem 0;padding:0}.steps li{counter-increment:st;position:relative;padding:10px 0 10px 44px;border-bottom:1px solid var(--line)}.steps li::before{content:counter(st);position:absolute;left:0;top:8px;width:30px;height:30px;border-radius:50%;background:var(--teal);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center;font-size:.95rem}.steps li b{display:block;color:var(--teal);margin-bottom:2px}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(250px,1fr));gap:16px;margin:1.4rem 0}.card{border:1px solid var(--line);border-radius:14px;padding:18px 20px;background:var(--soft);transition:transform .15s,box-shadow .15s;display:block;text-decoration:none;color:var(--ink)}.card:hover{transform:translateY(-3px);box-shadow:0 10px 28px rgba(15,118,110,.12)}.card h3{color:var(--teal);margin:0 0 6px;font-size:1.05rem}.card p{margin:0;font-size:.9rem;color:var(--muted)}
.layout2{display:grid;grid-template-columns:1fr 230px;gap:36px;align-items:start}.layout2 .toc{position:sticky;top:80px;margin:0;grid-column:2;grid-row:1/99}.layout2 .toc ol{columns:1}.layout2 .main{grid-column:1;min-width:0}
.relwrap{margin-top:2rem;border-top:1px dashed var(--line);padding-top:1rem}.relwrap b{display:block;font-size:.76rem;text-transform:uppercase;letter-spacing:1px;color:var(--muted);margin-bottom:8px}
@media(max-width:820px){header.nav .wrap{flex-wrap:wrap;gap:10px;padding:10px 14px}.logo{flex:1 1 auto}.cta{padding:9px 13px;font-size:.78rem}nav.m{order:3;flex:1 0 100%;width:100%;justify-content:flex-start;gap:16px;overflow-x:auto;-webkit-overflow-scrolling:touch;padding-bottom:4px;scrollbar-width:none}nav.m::-webkit-scrollbar{display:none}nav.m a{white-space:nowrap;font-size:.85rem}.hero h1{font-size:1.6rem}.layout2{grid-template-columns:1fr}.layout2 .toc{position:static;grid-column:1;grid-row:auto}.toc ol{columns:1}.conversion-card{padding:24px 18px}.conversion-card h2{font-size:1.25rem}.cta-actions{flex-direction:column;align-items:stretch}.cta-primary{text-align:center}}
.conversion-card{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;border-radius:16px;padding:30px 28px;margin:2.6rem 0}
.conversion-card .eyebrow{font-size:.72rem;font-weight:800;letter-spacing:1.5px;text-transform:uppercase;color:#9ff3e6;margin:0 0 6px}
.conversion-card h2{color:#fff;font-size:1.45rem;margin:0 0 8px;border:0;padding:0}
.conversion-card>p{color:#d7f3ee;margin:0 0 14px;font-size:1rem}
.conversion-card ul{margin:0 0 18px;padding:0;list-style:none}
.conversion-card li{padding:6px 0 6px 28px;position:relative;color:#eafaf7;font-size:.95rem}
.conversion-card li::before{content:"✓";position:absolute;left:0;top:5px;color:#FFCC00;font-weight:800}
.cta-actions{display:flex;flex-wrap:wrap;gap:16px;align-items:center}
.cta-primary{display:inline-block;background:#FFCC00;color:#1a1a2e;text-decoration:none;font-weight:800;padding:14px 28px;border-radius:10px;box-shadow:0 0 26px rgba(255,204,0,.6);transition:all .15s}
.cta-primary:hover{background:#FFD60A;box-shadow:0 0 38px rgba(255,204,0,.95)}
.cta-secondary{display:inline-block;color:#eafaf7;text-decoration:underline;text-underline-offset:3px;font-weight:600;font-size:.92rem}
.cta-secondary:hover{color:#fff}
.table-block{margin:1.6rem 0}
.table-block figcaption{font-weight:700;color:var(--teal);margin-bottom:.45rem;font-size:.95rem}
.table-scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0;border-radius:10px}
.table-scroll:focus{outline:2px solid var(--teal2);outline-offset:2px}
.table-scroll table{margin:0;min-width:520px}
.field-note{background:linear-gradient(135deg,#f0fdfa,#ecfdf5);border:1px solid var(--line);border-left:5px solid var(--teal);border-radius:10px;padding:14px 18px;margin:1.4rem 0}
.field-note .l{font-size:.72rem;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:var(--teal);margin-bottom:4px}
.field-note p{margin:0;color:#0b3b35;font-size:.97rem}
.lead-trigger{background:none;border:0;cursor:pointer;font-family:inherit}
.lg-overlay{position:fixed;inset:0;background:rgba(10,30,28,.55);backdrop-filter:blur(3px);display:flex;align-items:center;justify-content:center;z-index:1000;padding:18px}
.lg-overlay[hidden]{display:none}
.lg-modal{background:#fff;border-radius:16px;max-width:440px;width:100%;padding:28px 26px;position:relative;box-shadow:0 24px 60px rgba(0,0,0,.3)}
.lg-close{position:absolute;top:10px;right:14px;background:none;border:0;font-size:1.6rem;line-height:1;color:var(--muted);cursor:pointer}
.lg-eyebrow{font-size:.72rem;font-weight:800;letter-spacing:1.2px;text-transform:uppercase;color:var(--teal);margin:0 0 4px}
.lg-body h3{margin:0 0 6px;font-size:1.25rem;color:#0b1220}
.lg-body>p,.lg-form>p{color:var(--muted);font-size:.95rem;margin:0 0 12px}
.lg-form{display:flex;flex-direction:column;gap:10px;margin-top:6px}
.lg-row{display:flex;gap:10px}.lg-row input{flex:1;min-width:0}
.lg-form input{padding:11px 13px;border:1px solid var(--line);border-radius:9px;font-size:.95rem;font-family:inherit;width:100%}
.lg-form input:focus{outline:2px solid var(--teal2);border-color:var(--teal2)}
.lg-hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.lg-btn{display:inline-block;background:#FFCC00;color:#1a1a2e;text-decoration:none;text-align:center;font-weight:800;padding:13px 22px;border:0;border-radius:10px;font-size:.95rem;cursor:pointer;box-shadow:0 0 22px rgba(255,204,0,.55);transition:all .15s;font-family:inherit}
.lg-btn:hover{background:#FFD60A;box-shadow:0 0 32px rgba(255,204,0,.9)}
.lg-btn:disabled{opacity:.6;cursor:default}
.lg-err{color:#b3261e;font-size:.88rem;margin:2px 0 0}
.lg-note{font-size:.76rem;color:var(--muted);margin:2px 0 0}
.print-btn{display:inline-block;background:var(--teal);color:#fff;text-decoration:none;font-weight:700;padding:10px 18px;border-radius:9px;border:0;cursor:pointer;font-size:.9rem}
.checklist{list-style:none;margin:1rem 0;padding:0}
.checklist li{padding:8px 0 8px 30px;position:relative;border-bottom:1px solid var(--line)}
.checklist li::before{content:"";position:absolute;left:0;top:9px;width:17px;height:17px;border:2px solid var(--teal);border-radius:4px}
.plan-action{display:grid;gap:14px;margin:1rem 0}
.plan-phase{border:1px solid var(--line);border-left:3px solid var(--teal);border-radius:8px;padding:12px 16px;background:#fafdfc}
.plan-phase .l{font-weight:700;color:#0a6b5e;margin-bottom:6px}
.plan-phase ul{margin:0;padding-left:18px}.plan-phase li{padding:3px 0}
@media(min-width:760px){.plan-action{grid-template-columns:repeat(2,1fr)}}
@media print{header.nav,.hubnav,footer,.conversion-card,.print-btn,.crumbs{display:none!important}.wrap{max-width:100%}}